Wednesday, July 27, 2011

On Thieves, Insurance and other things of that sort

Soooo this week has been rather stressful. Friday night, or I guess early Saturday morning, mine and my mom's cars were broken into in our driveway. Although, this did happen to be the ONE night our cars weren't locked which is VERY unusual! The part that upsets me most is that I laid in bed thinking I should run out and check my car because I always do, but I guess I got tired and forgot. There is no worse feeling than to know that you were in your home, your sanctuary, where you feel safest, while someone was a few feet away outside, going through your stuff. Needless to say, anything and everything of any value in my car, was taken :( Luckily my mom doesn't keep much in her car so she made it away with her camera being taken (which is still horrible). My wonderful insurance agent, Jessie, then informed me that my deductible was $250 and my insurance would not go up, which was great because the items taken exceeded this GREATLY. So she gave me the number to call and all of the information needed and I was excited that things would hopefully work out, BUT of course not! The adjuster said that the only items covered under my car insurance would be my amp and sub because they were attached to my car and because all other items were "personal" I would have to claim them under renter's insurance, with another deductible of $500, and our insurance will be raised. UNBELIEVABLE. Insurance is a scam. You pay in every month to protect yourself in these exact situations and they find ways around helping you. I am just sick, not only for my items, but I had items in my car that did not belong to me that were taken as well :( The cops did arrest 3 men in Nampa for burglary of unlocked cars, and I'm sure those were the ones who broke into mine. But they were caught in the act when arrested, and this was a couple days after our incident so I'm sure they have sold or damaged my stuff at this point. People like this disgust me!

Along with that, this week has been very busy. Probably a good thing because it doesn't give me a whole lot of time to dwell over my little situation but I am worn out and ready to have some fun of some sort! I also took my girl Whitnee's senior pictures on Sunday, what fun! They turned out awesome if I do say so myself. I love love love them. I just needed to vent this all out so here it is!

xxoo

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